/* ========================================= */
/* ESTILOS ADICIONALES PARA SUBPÁGINAS */
/* ========================================= */

/* HEADER DE PÁGINAS INTERNAS */
.page-header {
    background: linear-gradient(rgba(26, 60, 139, 0.9), rgba(26, 60, 139, 0.95));
    background-size: cover;
    background-position: center;
    color: white;
    text-align: center;
    padding: 120px 0 80px;
    margin-top: 70px;
}

.page-header h1 {
    font-family: 'Montserrat', sans-serif;
    font-size: 3rem;
    margin-bottom: 20px;
}

.page-subtitle {
    font-size: 1.3rem;
    max-width: 800px;
    margin: 0 auto;
    opacity: 0.9;
}

/* ========================================= */
/* PÁGINA QUIÉNES SOMOS */
/* ========================================= */

/* ========================================= */
/* REFUERZO PREMIUM: HISTORIA FIAE */
/* ========================================= */

.historia-section {
    padding: 100px 0 !important;
    background: #fff !important;
}

.historia-content {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 60px !important;
    align-items: center !important;
}

/* Ajuste del texto para que no se pegue */
.historia-text p {
    font-size: 1.1rem !important;
    line-height: 1.8 !important;
    color: #444 !important;
    margin-bottom: 20px !important;
}

/* CONTENEDOR DE IMAGEN (Aquí limitamos el tamaño) */
.historia-img {
    position: relative !important;
    max-width: 550px !important; /* Evita que crezca demasiado */
    margin-left: auto !important;
}

.historia-img img {
    width: 100% !important;
    height: 450px !important; /* Altura fija para elegancia */
    object-fit: cover !important;
    border-radius: 20px !important;
    box-shadow: 0 20px 40px rgba(0,0,0,0.12) !important;
    display: block !important;
}

/* LOGROS: Estilo barra interna moderna */
.historia-logros {
    position: absolute !important;
    bottom: 20px !important;
    left: 20px !important;
    right: 20px !important;
    background: rgba(26, 60, 139, 0.95) !important; /* Azul FIAE con transparencia */
    display: flex !important;
    justify-content: space-around !important;
    padding: 20px !important;
    border-radius: 15px !important;
    backdrop-filter: blur(5px) !important;
    border: 1px solid rgba(255,255,255,0.1) !important;
}

.logro {
    text-align: center !important;
    color: white !important;
}

.logro h3 {
    font-size: 1.6rem !important;
    color: var(--color-acento) !important; /* Amarillo FIAE */
    margin-bottom: 5px !important;
    font-weight: 700 !important;
}

.logro p {
    font-size: 0.8rem !important;
    text-transform: uppercase !important;
    letter-spacing: 1px !important;
    margin: 0 !important;
    opacity: 0.9 !important;
}

/* Responsive */
@media (max-width: 992px) {
    .historia-content {
        grid-template-columns: 1fr !important;
    }
    .historia-img {
        margin: 0 auto !important;
    }
}

/* ========================================= */
/* SECCIÓN NUESTRA ESENCIA (PREMIUM) */
/* ========================================= */

/* ========================================= */
/* REESTRUCTURACIÓN PREMIUM: MISIÓN, VISIÓN Y VALORES */
/* ========================================= */

.mvv-section {
    padding: 80px 0;
    background-color: #f8faff;
}

.mvv-grid {
    display: grid !important;
    /* Usamos 1.2fr para la columna de valores para que tenga un poquito más de aire */
    grid-template-columns: 1fr 1fr 1.2fr !important; 
    gap: 30px !important;
    align-items: stretch !important;
}

.mvv-card {
    background: #ffffff !important;
    padding: 45px 35px !important;
    border-radius: 20px !important;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04) !important;
    border: 1px solid #f0f0f0 !important;
    display: flex !important;
    flex-direction: column !important;
    transition: all 0.3s ease !important;
}

.mvv-card:hover {
    transform: translateY(-8px) !important;
    box-shadow: 0 15px 40px rgba(26, 60, 139, 0.1) !important;
}

/* Alineación de Iconos y Títulos */
.mvv-icon {
    font-size: 2rem;
    color: var(--color-primario);
    margin-bottom: 20px;
}

.mvv-card h3 {
    font-family: 'Montserrat', sans-serif;
    color: var(--color-primario);
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    text-align: left; /* Alineación limpia */
}

.mvv-card p {
    color: #555;
    line-height: 1.7;
    text-align: left;
    margin: 0;
}

/* CORRECCIÓN ESPECÍFICA PARA LA LISTA DE VALORES */
.mvv-card ul {
    list-style: none !important;
    padding: 0 !important;
    margin: 0 !important;
    text-align: left !important;
}

.mvv-card ul li {
    margin-bottom: 18px !important;
    display: block !important; /* Cambiamos a block para que el título y texto respiren */
}

.mvv-card ul li strong {
    color: var(--color-primario) !important;
    display: block !important; /* El nombre del valor arriba */
    font-size: 1rem !important;
    margin-bottom: 4px !important;
    font-weight: 700 !important;
}

.mvv-card ul li span {
    color: #666 !important;
    font-size: 0.95rem !important;
    line-height: 1.5 !important;
    display: block !important;
}

/* RESPONSIVE PARA MÓVILES */
@media (max-width: 992px) {
    .mvv-grid {
        grid-template-columns: 1fr !important;
        gap: 20px !important;
    }
}
/* SECCIÓN EQUIPO */
.equipo-section {
    background-color: white;
}

.equipo-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.equipo-card {
    background-color: #f8f9fa;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease;
}

.equipo-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.equipo-img {
    height: 250px;
    overflow: hidden;
}

.equipo-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.equipo-card:hover .equipo-img img {
    transform: scale(1.05);
}

.equipo-info {
    padding: 25px;
}

.equipo-info h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.3rem;
    color: #1a3c8b;
    margin-bottom: 5px;
}

.cargo {
    color: #ffcc00;
    font-weight: 600;
    margin-bottom: 5px;
}

.experiencia {
    color: #777;
    font-size: 0.9rem;
    margin-bottom: 15px;
}

.descripcion {
    color: #555;
    line-height: 1.6;
    font-size: 0.95rem;
}

/* SECCIÓN COMPROMISO SOCIAL */
.compromiso-section {
    background-color: #f0f4ff;
}

.compromiso-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.compromiso-text h2 {
    text-align: left;
    margin-bottom: 30px;
}

.compromiso-text h2::after {
    left: 0;
    transform: none;
}

.compromiso-text p {
    margin-bottom: 20px;
    line-height: 1.8;
}

.compromiso-text ul {
    list-style: none;
    margin-bottom: 30px;
}

.compromiso-text li {
    margin-bottom: 15px;
    display: flex;
    align-items: flex-start;
}

.compromiso-text li i {
    color: #ffcc00;
    margin-right: 10px;
    margin-top: 3px;
    flex-shrink: 0;
}

.compromiso-img {
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.compromiso-img img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    display: block;
}

/* ========================================= */
/* PÁGINA SERVICIOS MEJORADA */
/* ========================================= */

/* MENÚ DE SERVICIOS INTERNO */
.menu-servicios {
    background-color: #f0f4ff;
    padding: 40px 0;
}

.menu-servicios-container {
    background-color: white;
    border-radius: 15px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    text-align: center;
}

.menu-servicios-container h3 {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    margin-bottom: 25px;
    font-size: 1.5rem;
}

.servicios-links {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 15px;
}

.servicio-link-btn {
    display: flex;
    align-items: center;
    gap: 10px;
    background-color: #f8f9fa;
    color: #1a3c8b;
    text-decoration: none;
    padding: 12px 25px;
    border-radius: 50px;
    font-weight: 500;
    transition: all 0.3s ease;
    border: 2px solid transparent;
}

.servicio-link-btn:hover {
    background-color: #1a3c8b;
    color: white;
    transform: translateY(-3px);
    box-shadow: 0 5px 15px rgba(26, 60, 139, 0.2);
}

.servicio-link-btn i {
    font-size: 1.2rem;
}

/* ESTRUCTURA MEJORADA PARA SERVICIOS */
.servicio-detalle {
    background-color: white;
    border-radius: 15px;
    padding: 40px;
    margin-bottom: 50px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    opacity: 1;
    transform: translateX(0);
    transition: all 0.6s ease;
}

.servicio-contenido {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: start;
    margin-top: 30px;
}

.servicio-contenido.inverso {
    direction: rtl;
}

.servicio-contenido.inverso .servicio-info {
    direction: ltr;
    text-align: left;
}

/* IMAGEN DE SERVICIO CON ANIMACIÓN */
.servicio-imagen {
    position: relative;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    height: 350px;
}

.service-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.5s ease;
}

.servicio-imagen:hover .service-img {
    transform: scale(1.05);
}

.imagen-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: rgba(26, 60, 139, 0.85);
    color: white;
    padding: 15px;
    text-align: center;
}

/* INFORMACIÓN DEL SERVICIO */
.servicio-info {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.servicio-descripcion h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.5rem;
    color: #1a3c8b;
    margin-bottom: 15px;
    margin-top: 0;
}

.servicio-descripcion p {
    line-height: 1.8;
    margin-bottom: 20px;
    color: #555;
}

/* CARACTERÍSTICAS DEL SERVICIO */
.servicio-caracteristicas {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin: 25px 0;
    padding: 20px;
    background-color: #f8f9fa;
    border-radius: 10px;
}

.caracteristica h4 {
    color: #1a3c8b;
    font-size: 1rem;
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.caracteristica p {
    color: #555;
    margin: 0;
    font-weight: 500;
    font-size: 0.95rem;
}

/* LISTA DE VENTAJAS */
.ventajas-list {
    list-style: none;
    padding-left: 0;
    margin: 20px 0;
}

.ventajas-list li {
    margin-bottom: 10px;
    display: flex;
    align-items: flex-start;
    line-height: 1.6;
}

.ventajas-list li i {
    color: #2ecc71;
    margin-right: 10px;
    margin-top: 3px;
    flex-shrink: 0;
}

/* PANEL DE REQUISITOS */
.servicio-requisitos {
    background-color: #f0f4ff;
    padding: 25px;
    border-radius: 10px;
    margin-top: 20px;
}

.servicio-requisitos h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.3rem;
    color: #1a3c8b;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.servicio-requisitos ul {
    list-style: none;
    padding-left: 0;
    margin-bottom: 25px;
}

.servicio-requisitos li {
    margin-bottom: 10px;
    padding-left: 20px;
    position: relative;
    line-height: 1.6;
    color: #555;
}

.servicio-requisitos li:before {
    content: "•";
    position: absolute;
    left: 0;
    color: #ffcc00;
    font-weight: bold;
    font-size: 1.2rem;
}

.cta-servicio {
    text-align: center;
    margin-top: 20px;
}

.cta-servicio .cta-button {
    width: 100%;
    max-width: 300px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

/* SEPARADOR VISUAL ENTRE SERVICIOS */
.servicio-separador {
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 50px 0;
}

.separador-linea {
    flex-grow: 1;
    height: 2px;
    background-color: #e0e0e0;
}

.separador-icono {
    margin: 0 20px;
    background-color: #1a3c8b;
    color: white;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 10px rgba(26, 60, 139, 0.3);
}

/* ENCABEZADO DEL SERVICIO */
.servicio-header {
    display: flex;
    align-items: center;
    margin-bottom: 10px;
    padding-bottom: 20px;
    border-bottom: 2px solid #f0f4ff;
}

.servicio-icon-grande {
    font-size: 3rem;
    color: #1a3c8b;
    margin-right: 30px;
    flex-shrink: 0;
}

.servicio-titulo h2 {
    font-family: 'Montserrat', sans-serif;
    font-size: 2.2rem;
    color: #1a3c8b;
    margin-bottom: 5px;
}

.servicio-subtitulo {
    font-size: 1.2rem;
    color: #666;
    font-weight: 500;
}

/* ANIMACIONES */
@keyframes slideInFromRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInFromLeft {
    from {
        opacity: 0;
        transform: translateX(-50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

/* Aplicar animaciones cuando son visibles */
.servicio-detalle.visible .servicio-imagen {
    animation: slideInFromRight 0.8s ease forwards;
}

.servicio-detalle.visible .servicio-info {
    animation: slideInFromLeft 0.8s ease forwards;
}

/* Para servicios con layout inverso */
.servicio-contenido.inverso .servicio-imagen {
    animation: slideInFromLeft 0.8s ease forwards;
}

.servicio-contenido.inverso .servicio-info {
    animation: slideInFromRight 0.8s ease forwards;
}

/* ========================================= */
/* PÁGINA SOLICITAR CRÉDITO - FORMULARIO SIMPLIFICADO */
/* ========================================= */

/* Contenedor principal del formulario */
.formulario-simplificado-container {
    background-color: white;
    border-radius: 15px;
    padding: 40px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    margin: 40px auto;
    max-width: 800px;
}

.formulario-simplificado-container h2 {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    font-size: 1.8rem;
    margin-bottom: 25px;
    text-align: center;
}

/* Grid para campos en dos columnas */
.form-grid-simple {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
    margin-bottom: 25px;
}

/* Campos individuales */
.form-field-simple {
    margin-bottom: 20px;
}

.form-field-simple label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: #333;
    font-size: 0.95rem;
}

.form-field-simple input,
.form-field-simple select {
    width: 100%;
    padding: 14px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-size: 1rem;
    transition: border 0.3s;
    background-color: white;
}

.form-field-simple input:focus,
.form-field-simple select:focus {
    outline: none;
    border-color: #1a3c8b;
    box-shadow: 0 0 0 3px rgba(26, 60, 139, 0.1);
}

/* Campo de texto grande (destino) */
.field-full-width {
    grid-column: 1 / -1;
}

.field-full-width textarea {
    width: 100%;
    padding: 14px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-size: 1rem;
    min-height: 120px;
    resize: vertical;
    transition: border 0.3s;
}

.field-full-width textarea:focus {
    outline: none;
    border-color: #1a3c8b;
    box-shadow: 0 0 0 3px rgba(26, 60, 139, 0.1);
}

/* Términos y condiciones */
.terms-box-simple {
    background-color: #f8f9fa;
    padding: 25px;
    border-radius: 10px;
    margin: 30px 0;
    border: 1px solid #eee;
}

.terms-box-simple p {
    margin-bottom: 15px;
    line-height: 1.6;
    color: #555;
    font-size: 0.95rem;
}

.terms-check-simple {
    display: flex;
    align-items: flex-start;
    margin-top: 15px;
}

.terms-check-simple input {
    margin-right: 10px;
    margin-top: 3px;
    flex-shrink: 0;
}

.terms-check-simple label {
    font-size: 0.95rem;
    line-height: 1.5;
    color: #555;
}

.terms-check-simple a {
    color: #1a3c8b;
    text-decoration: underline;
}

/* Botón de envío */
.submit-btn-simple {
    background-color: #1a3c8b;
    color: white;
    border: none;
    padding: 16px 40px;
    font-size: 1.1rem;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: background-color 0.3s;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.submit-btn-simple:hover {
    background-color: #0d2a6e;
}

/* Nota del formulario */
.form-note-simple {
    text-align: center;
    color: #666;
    font-size: 0.9rem;
    margin-top: 15px;
    padding-top: 15px;
    border-top: 1px solid #eee;
}

.form-note-simple strong {
    color: #e74c3c;
}

/* Mensajes de error */
.error-msg-simple {
    color: #e74c3c;
    font-size: 0.85rem;
    margin-top: 5px;
    display: block;
    min-height: 20px;
}

/* ========================================= */
/* PÁGINA AVISO DE PRIVACIDAD */
/* ========================================= */
.aviso-privacidad {
    background-color: #f8f9fa;
}

.aviso-content {
    background-color: white;
    border-radius: 15px;
    padding: 40px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
}

.aviso-header {
    background-color: #f0f4ff;
    padding: 20px;
    border-radius: 10px;
    margin-bottom: 40px;
    border-left: 5px solid #1a3c8b;
}

.aviso-header p {
    margin-bottom: 10px;
    color: #555;
}

.aviso-header strong {
    color: #1a3c8b;
}

.aviso-seccion {
    margin-bottom: 40px;
    padding-bottom: 30px;
    border-bottom: 1px solid #eee;
}

.aviso-seccion:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.aviso-seccion h2 {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    font-size: 1.5rem;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.aviso-seccion h2 i {
    color: #ffcc00;
}

.aviso-seccion h3 {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    font-size: 1.2rem;
    margin: 25px 0 15px;
}

.aviso-seccion p {
    line-height: 1.7;
    margin-bottom: 15px;
    color: #555;
}

.aviso-seccion ul,
.aviso-seccion ol {
    margin-left: 20px;
    margin-bottom: 20px;
}

.aviso-seccion li {
    margin-bottom: 10px;
    line-height: 1.6;
    color: #555;
}

.datos-categorias {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin: 20px 0;
}

.categoria-datos {
    background-color: #f8f9fa;
    padding: 20px;
    border-radius: 10px;
}

.categoria-datos h3 {
    color: #1a3c8b;
    font-size: 1.1rem;
    margin-bottom: 15px;
    padding-bottom: 10px;
    border-bottom: 2px solid #ffcc00;
}

.categoria-datos ul {
    margin: 0;
}

.categoria-datos li {
    margin-bottom: 8px;
    font-size: 0.95rem;
}

.aviso-nota {
    background-color: #fff8e1;
    padding: 20px;
    border-radius: 10px;
    margin: 20px 0;
    border-left: 4px solid #ffcc00;
}

.aviso-nota p {
    margin: 0;
    color: #856404;
}

.aviso-advertencia {
    background-color: #ffe6e6;
    padding: 20px;
    border-radius: 10px;
    margin: 20px 0;
    border-left: 4px solid #e74c3c;
}

.aviso-advertencia p {
    margin: 0;
    color: #721c24;
}

.transferencias-table {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0;
    font-size: 0.95rem;
}

.transferencias-table th,
.transferencias-table td {
    padding: 12px;
    text-align: left;
    border-bottom: 1px solid #ddd;
}

.transferencias-table th {
    background-color: #f0f4ff;
    color: #1a3c8b;
    font-weight: 600;
}

.transferencias-table tr:hover {
    background-color: #f8f9fa;
}

.contacto-aviso {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin-top: 20px;
}

.contacto-item {
    display: flex;
    align-items: center;
    gap: 15px;
    background-color: #f8f9fa;
    padding: 20px;
    border-radius: 10px;
}

.contacto-item i {
    font-size: 1.5rem;
    color: #1a3c8b;
    flex-shrink: 0;
}

.contacto-item h4 {
    margin: 0 0 5px 0;
    color: #1a3c8b;
    font-size: 1rem;
}

.contacto-item p {
    margin: 0;
    color: #555;
    font-size: 0.95rem;
}

.aceptacion-aviso {
    background-color: #f0f4ff;
    padding: 30px;
    border-radius: 10px;
    margin-top: 40px;
    text-align: center;
    border: 2px dashed #1a3c8b;
}

.aceptacion-aviso h3 {
    color: #1a3c8b;
    margin-bottom: 15px;
}

.aceptacion-aviso p {
    margin-bottom: 15px;
}

/* ========================================= */
/* RESPONSIVE ADICIONAL PARA SUBPÁGINAS */
/* ========================================= */

@media (max-width: 992px) {
    .historia-content,
    .compromiso-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .servicio-contenido {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .servicio-header {
        flex-direction: column;
        text-align: center;
    }
    
    .servicio-icon-grande {
        margin-right: 0;
        margin-bottom: 20px;
    }
    
    .servicio-contenido.inverso {
        direction: ltr;
    }
}

@media (max-width: 768px) {
    .page-header {
        padding: 100px 0 60px;
    }
    
    .page-header h1 {
        font-size: 2.5rem;
    }
    
    .historia-logros {
        flex-direction: column;
        gap: 15px;
    }
    
    .mvv-grid,
    .equipo-grid {
        grid-template-columns: 1fr;
    }
    
    .servicio-detalle {
        padding: 30px 20px;
    }
    
    .servicio-titulo h2 {
        font-size: 1.8rem;
    }
    
    .servicio-subtitulo {
        font-size: 1.1rem;
    }
    
    .servicio-caracteristicas {
        grid-template-columns: 1fr;
        gap: 15px;
    }
    
    .servicio-imagen {
        height: 250px;
    }
    
    .servicios-links {
        flex-direction: column;
        align-items: center;
    }
    
    .servicio-link-btn {
        width: 100%;
        max-width: 300px;
        justify-content: center;
    }
    
    .servicio-separador {
        margin: 30px 0;
    }
    
    .form-grid-simple {
        grid-template-columns: 1fr;
        gap: 15px;
    }
    
    .formulario-simplificado-container {
        padding: 30px 20px;
        margin: 20px auto;
    }
    
    .terms-box-simple {
        padding: 20px;
    }
    
    .aviso-content {
        padding: 20px;
    }
    
    .transferencias-table {
        display: block;
        overflow-x: auto;
    }
    
    .datos-categorias,
    .contacto-aviso {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 576px) {
    .page-header h1 {
        font-size: 2rem;
    }
    
    .page-subtitle {
        font-size: 1.1rem;
    }
    
    .servicio-detalle {
        padding: 20px;
        margin-bottom: 30px;
    }
    
    .servicio-titulo h2 {
        font-size: 1.6rem;
    }
    
    .servicio-subtitulo {
        font-size: 1rem;
    }
    
    .servicio-imagen {
        height: 200px;
    }
    
    .servicio-icon-grande {
        font-size: 2.5rem;
    }
    
    .servicio-descripcion h3 {
        font-size: 1.3rem;
    }
    
    .servicio-requisitos h3 {
        font-size: 1.2rem;
    }
    
    .formulario-simplificado-container h2 {
        font-size: 1.5rem;
    }
    
    .submit-btn-simple {
        padding: 14px 30px;
        font-size: 1rem;
    }
    
    .aviso-seccion h2 {
        font-size: 1.3rem;
    }
}
/* ========================================= */
/* BOTONES ALTERNATIVOS PARA SOLICITUD */
/* ========================================= */

.botones-alternativos {
    display: flex;
    flex-direction: column;
    gap: 15px;
    margin-top: 10px;
}

.btn-persona-moral {
    background-color: #2c3e50;
    color: white;
    border: none;
    padding: 16px 40px;
    font-size: 1.1rem;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    text-decoration: none;
    text-align: center;
}

.btn-persona-moral:hover {
    background-color: #1a252f;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(44, 62, 80, 0.2);
}

@media (max-width: 768px) {
    .botones-alternativos {
        gap: 10px;
    }
    
    .btn-persona-moral {
        padding: 14px 20px;
        font-size: 1rem;
    }
}

/* ========================================= */
/* FORMULARIO PARA PERSONAS MORALES */
/* ========================================= */

/* Sección informativa */
.info-moral {
    background-color: #f0f4ff;
}

.info-box {
    background-color: white;
    border-radius: 10px;
    padding: 25px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    border-left: 4px solid #1a3c8b;
}

.info-box h3 {
    color: #1a3c8b;
    margin-bottom: 15px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.info-box p {
    margin-bottom: 10px;
    line-height: 1.6;
}

/* Contenedor principal del formulario */
.formulario-moral-container {
    background-color: white;
    border-radius: 15px;
    padding: 40px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    margin-top: 30px;
}

.formulario-moral-container h2 {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    font-size: 2rem;
    margin-bottom: 10px;
    text-align: center;
}

/* Secciones del formulario */
.form-seccion-moral {
    background-color: #f8f9fa;
    border-radius: 12px;
    padding: 30px;
    margin-bottom: 30px;
    border-left: 5px solid #1a3c8b;
}

.seccion-titulo {
    font-family: 'Montserrat', sans-serif;
    color: #1a3c8b;
    font-size: 1.4rem;
    margin-bottom: 25px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.seccion-titulo i {
    color: #ffcc00;
}

/* Grid del formulario */
.form-grid-moral {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

.campo-moral {
    margin-bottom: 20px;
}

.campo-completo {
    grid-column: 1 / -1;
}

.campo-moral label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: #333;
    font-size: 0.95rem;
}

.campo-moral input,
.campo-moral select,
.campo-moral textarea {
    width: 100%;
    padding: 14px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-size: 1rem;
    transition: border 0.3s;
    background-color: white;
}

.campo-moral textarea {
    resize: vertical;
    min-height: 100px;
}

.campo-moral input:focus,
.campo-moral select:focus,
.campo-moral textarea:focus {
    outline: none;
    border-color: #1a3c8b;
    box-shadow: 0 0 0 3px rgba(26, 60, 139, 0.1);
}

/* Documentación */
.documentacion-lista {
    background-color: white;
    padding: 25px;
    border-radius: 10px;
    border: 1px solid #eee;
}

.documentacion-lista p {
    margin-bottom: 15px;
    line-height: 1.6;
}

.documentacion-lista ul {
    margin-left: 20px;
    margin-bottom: 20px;
}

.documentacion-lista li {
    margin-bottom: 8px;
    color: #555;
}

.nota-documentacion {
    font-size: 0.9rem;
    color: #666;
    font-style: italic;
    padding: 10px;
    background-color: #f8f9fa;
    border-radius: 5px;
    border-left: 3px solid #ffcc00;
}

/* Términos y condiciones */
.terminos-moral {
    background-color: white;
    padding: 25px;
    border-radius: 10px;
    border: 1px solid #eee;
}

.terminos-contenido p {
    margin-bottom: 15px;
    line-height: 1.6;
}

.terminos-contenido ol {
    margin-left: 20px;
    margin-bottom: 20px;
}

.terminos-contenido li {
    margin-bottom: 10px;
    line-height: 1.5;
}

.terminos-contenido a {
    color: #1a3c8b;
    text-decoration: underline;
}

.checkbox-moral {
    display: flex;
    align-items: flex-start;
    margin-top: 15px;
}

.checkbox-moral input {
    margin-right: 10px;
    margin-top: 3px;
    flex-shrink: 0;
}

.checkbox-moral label {
    font-size: 0.95rem;
    line-height: 1.5;
    color: #555;
}

/* Botones de acción */
.botones-accion-moral {
    display: flex;
    flex-direction: column;
    gap: 15px;
    margin: 30px 0;
}

.btn-enviar-moral {
    background-color: #1a3c8b;
    color: white;
    border: none;
    padding: 18px 40px;
    font-size: 1.2rem;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: background-color 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.btn-enviar-moral:hover {
    background-color: #0d2a6e;
}

.btn-regresar {
    background-color: #6c757d;
    color: white;
    border: none;
    padding: 15px 30px;
    font-size: 1rem;
    border-radius: 8px;
    cursor: pointer;
    transition: background-color 0.3s;
    text-decoration: none;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    text-align: center;
}

.btn-regresar:hover {
    background-color: #5a6268;
}

/* Nota legal */
.nota-legal-moral {
    text-align: center;
    color: #666;
    font-size: 0.9rem;
    padding: 20px;
    background-color: #f8f9fa;
    border-radius: 10px;
    border: 1px solid #e0e0e0;
    margin-top: 20px;
}

.nota-legal-moral i {
    color: #ffcc00;
    margin-right: 10px;
}

/* Mensajes de error */
.error-moral {
    color: #e74c3c;
    font-size: 0.85rem;
    margin-top: 5px;
    display: block;
    min-height: 20px;
}

/* Responsive */
@media (max-width: 992px) {
    .form-grid-moral {
        grid-template-columns: 1fr;
        gap: 15px;
    }
    
    .formulario-moral-container {
        padding: 30px;
    }
    
    .form-seccion-moral {
        padding: 25px;
    }
}

@media (max-width: 768px) {
    .formulario-moral-container {
        padding: 20px;
    }
    
    .formulario-moral-container h2 {
        font-size: 1.6rem;
    }
    
    .seccion-titulo {
        font-size: 1.2rem;
    }
    
    .btn-enviar-moral {
        padding: 16px 30px;
        font-size: 1.1rem;
    }
    
    .btn-regresar {
        padding: 14px 25px;
    }
}

@media (max-width: 576px) {
    .info-box {
        padding: 20px;
    }
    
    .formulario-moral-container h2 {
        font-size: 1.4rem;
    }
    
    .seccion-titulo {
        font-size: 1.1rem;
    }
    
    .btn-enviar-moral {
        padding: 14px 25px;
        font-size: 1rem;
    }
    
    .btn-regresar {
        padding: 12px 20px;
        font-size: 0.9rem;
    }
}

/* ========================================= */
/* AJUSTES DE COHERENCIA PREMIUM */
/* ========================================= */

/* Asegurar que los títulos de servicios no cambien de color */
.servicio-titulo h2, .servicio-descripcion h3 {
    color: var(--color-primario) !important;
}

/* Mejora de las tarjetas de requisitos para que no se vean planas */
.servicio-requisitos {
    background-color: #f0f4ff;
    border-left: 5px solid var(--color-acento);
    box-shadow: 0 4px 15px rgba(26, 60, 139, 0.05);
}

/* Efecto hover en las imágenes de servicios */
.servicio-imagen img {
    transition: transform 0.6s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.servicio-detalle:hover .servicio-imagen img {
    transform: scale(1.08);
}

/* Estilo para los botones de las subpáginas */
.cta-servicio .cta-button {
    background-color: var(--color-primario);
    color: white;
    border-radius: 50px;
    padding: 15px 30px;
    font-weight: 600;
    transition: 0.3s;
}

.cta-servicio .cta-button:hover {
    background-color: var(--color-secundario);
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(26, 60, 139, 0.2);
}

/* --- ESTILOS FORMULARIO PERSONA MORAL --- */
.formulario-moral-section {
    background-color: #f4f6f9;
    padding: 60px 0;
}

.form-moral-wrapper {
    background: #ffffff;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    max-width: 900px;
    margin: 0 auto;
}

.form-section {
    margin-bottom: 30px;
    border-bottom: 1px solid #eee;
    padding-bottom: 20px;
}

.section-label {
    color: #1a2b4c;
    font-size: 1.2rem;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group.full-width {
    grid-column: span 2;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: #333;
}

.form-group input, 
.form-group select, 
.form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    background-color: #f9f9f9;
}

.form-group input:focus, 
.form-group select:focus, 
.form-group textarea:focus {
    border-color: #1a2b4c;
    background-color: #fff;
    outline: none;
}

.submit-btn-large {
    width: 100%;
    padding: 15px;
    background-color: #1a2b4c;
    color: white;
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.3s;
    margin-top: 20px;
}

.submit-btn-large:hover {
    background-color: #2c4a80;
}

@media (max-width: 768px) {
    .form-grid {
        grid-template-columns: 1fr;
    }
    .form-group.full-width {
        grid-column: span 1;
    }
    .form-moral-wrapper {
        padding: 20px;
    }
}

/* ========================================= */
/* TARJETAS DE TESTIMONIOS                   */
/* ========================================= */

.testimonial-section {
    background-color: #f8f9fa;
}

.testimonio-card {
    background: white;
    border-radius: 15px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.07);
    border-top: 5px solid var(--color-primario);
    display: flex;
    flex-direction: column;
    gap: 20px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonio-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(26, 60, 139, 0.12);
    border-color: var(--color-acento);
}

.testimonio-header {
    display: flex;
    align-items: center;
    gap: 15px;
}

.cliente-img {
    width: 65px;
    height: 65px;
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
    border: 3px solid var(--color-acento);
}

.cliente-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.cliente-info h4 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primario);
    margin-bottom: 2px;
}

.cliente-info p {
    font-size: 0.85rem;
    color: #777;
    margin: 0;
    line-height: 1.4;
}

.testimonio-content p {
    font-size: 0.95rem;
    color: #555;
    line-height: 1.7;
    font-style: italic;
    margin: 0 0 15px 0;
}

.rating {
    display: flex;
    gap: 4px;
}

.rating i {
    color: var(--color-acento);
    font-size: 1rem;
}

@media (max-width: 768px) {
    .testimonio-card {
        padding: 25px 20px;
    }
    .cliente-img {
        width: 55px;
        height: 55px;
    }
}

/* ========================================= */
/* TARJETAS DE TESTIMONIOS                   */
/* ========================================= */

.testimonio-card {
    background: white;
    border-radius: 15px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.07);
    border-top: 5px solid var(--color-primario);
    display: flex;
    flex-direction: column;
    gap: 20px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonio-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(26, 60, 139, 0.12);
}

.testimonio-header {
    display: flex;
    align-items: center;
    gap: 15px;
}

.cliente-img {
    width: 65px;
    height: 65px;
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
    border: 3px solid var(--color-acento);
}

.cliente-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.cliente-info h4 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primario);
    margin-bottom: 2px;
}

.cliente-info p {
    font-size: 0.85rem;
    color: #777;
    margin: 0;
    line-height: 1.4;
}

.testimonio-content p {
    font-size: 0.95rem;
    color: #555;
    line-height: 1.7;
    font-style: italic;
    margin: 0 0 15px 0;
}

.rating {
    display: flex;
    gap: 4px;
}

.rating i {
    color: var(--color-acento);
    font-size: 1rem;
}

@media (max-width: 768px) {
    .testimonio-card { padding: 25px 20px; }
    .cliente-img { width: 55px; height: 55px; }
}

/* ========================================= */
/* TARJETAS DE TESTIMONIOS                   */
/* ========================================= */

.testimonio-card {
    background: white;
    border-radius: 15px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.07);
    border-top: 5px solid var(--color-primario);
    display: flex;
    flex-direction: column;
    gap: 20px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonio-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(26, 60, 139, 0.12);
}

.testimonio-header {
    display: flex;
    align-items: center;
    gap: 15px;
}

.cliente-img {
    width: 65px;
    height: 65px;
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
    border: 3px solid var(--color-acento);
}

.cliente-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.cliente-info h4 {
    font-family: 'Montserrat', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primario);
    margin-bottom: 2px;
}

.cliente-info p {
    font-size: 0.85rem;
    color: #777;
    margin: 0;
    line-height: 1.4;
}

.testimonio-content p {
    font-size: 0.95rem;
    color: #555;
    line-height: 1.7;
    font-style: italic;
    margin: 0 0 15px 0;
}

.rating {
    display: flex;
    gap: 4px;
}

.rating i {
    color: var(--color-acento);
    font-size: 1rem;
}

@media (max-width: 768px) {
    .testimonio-card { padding: 25px 20px; }
    .cliente-img { width: 55px; height: 55px; }
}

.submit-btn-simple {
    background-color: #1a3c8b !important;
    color: white !important;
    border: none !important;
    padding: 16px 40px !important;
    font-size: 1.1rem !important;
    font-weight: 600 !important;
    border-radius: 8px !important;
    cursor: pointer !important;
    width: 100% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 10px !important;
}

.checkbox-moral,
.terms-check-simple {
    display: flex !important;
    align-items: flex-start !important;
    flex-direction: row !important;
    gap: 10px !important;
    width: 100% !important;
    margin: 15px 0 !important;
}

.checkbox-moral input[type="checkbox"],
.terms-check-simple input[type="checkbox"] {
    flex-shrink: 0 !important;
    margin: 3px 0 0 0 !important;
    width: 18px !important;
    height: 18px !important;
}

.checkbox-moral label,
.terms-check-simple label {
    flex: 1 !important;
    font-size: 0.95rem !important;
    line-height: 1.5 !important;
    color: #555 !important;
    text-align: left !important;
}

/* Contenedor para centrar los elementos */
.contenedor-formulario {
    text-align: center;
    margin: 2rem auto;
    font-family: system-ui, -apple-system, sans-serif;
}

/* Estilo de la pregunta */
.pregunta-formulario {
    color: #334155; /* Tono gris oscuro/azulado */
    font-size: 1.1rem;
    margin-bottom: 12px;
}

/* Identidad visual del enlace (tipo botón) */
.enlace-moral {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background-color: #0f172a; /* Azul marino oscuro */
    color: #ffffff;
    text-decoration: none;
    font-weight: 600;
    font-size: 1rem;
    padding: 12px 24px;
    border-radius: 6px;
    transition: background-color 0.2s ease, transform 0.2s ease;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
}

/* Efecto al pasar el cursor */
.enlace-moral:hover {
    background-color: #1e293b;
    color: #ffffff;
    transform: translateY(-2px);
}